Getting a car loan doesn't have to be a nightmare, even with bad credit.

3 Scenic Road Trips to Check out Now in 2017

Posted October 26, 2017 by

If you’re looking to soak up some rolling hills, beautiful skies, astounding views and powerful history, than start your engines. We have compiled a short list of some of the best, most beautiful and memorable road trips you could take. Leave yourself plenty of time to enjoy the awesome landscapes and unique adventures that await […]

Why Choosing a Dealer for a Car Loan Can be Risky

Posted April 5, 2014 by

The truth is, the better the credit, the better your loan will be. This is how traditional lenders work, and there is not anything that can be done to change the system. Unfortunately, this discourages people with less than ideal credit from trying to borrow money to buy themselves a car. The good news is, there […]

Refinancing Your Car: Is it for You?

Posted February 26, 2014 by

You may be considering refinancing your car right now in the hopes of saving money. Perhaps you want to get a better deal, or lower your monthly payments. That’s fantastic! Refinancing your car can literally save you thousands of dollars by lowering interest rates. Another benefit of a refinance is avoiding possible repossession of your […]

2014’s Most Fuel Efficient Cars

Posted February 10, 2014 by

Economic trends come and go; stock prices rise and plummet; the cost of gas is constantly changing. Year after year, it’s difficult to predict anything from a financial standpoint, even with a carefully balanced budget. So…what’s one thing that never changes? The consumer’s willingness to save money. Your willingness to save money. In the spirit […]

Common Auto Loan Myths

Posted February 8, 2014 by

The Complete Auto Loans blog has discussed auto loan myths and misconceptions many times in the past. However, an article from Billings Federal Credit Union recently caught our eye. Short, concise, and very informative, the article is a wonderful resource for auto loan seekers that may have been misinformed in the past. “Perfect credit” is […]

Getting “Out” of a Bad Car Loan

Posted January 24, 2014 by

If you are reading this article, you have probably been doing some research on various car loan websites and lending guides.  This proactive approach to your financial well-being is admirable, but many Americans learned only too late the high price that must sometimes be paid for financial apathy.  Of the 300,000+ car loans that are […]

Three Things your Dealerships Won’t tell you about your Car Loan

Posted December 30, 2013 by

More than eighty percent of car buyers in the United States do so with some form of financing, with the remaining minority purchasing their cars upfront in cash.  Car buyers who purchase cars with financing packages are the main source of revenue for car dealerships, although there are many things that they aren’t told about […]

What are Auto Loan Balloon Payments?

Posted December 16, 2013 by

One of the ways that lenders reduce monthly payments on auto loans is by incorporating a strategy known as balloon payment.  This reduces the monthly payments for the life of the loan by shifting a huge portion of the financing to the end of the loan in a last installment.  For example, a balloon payment […]

Get the Lowest Price on New Cars with these 3 Tips

Posted November 27, 2013 by

The average new automobile costs more than $23,000, challenging the budget of even the most well-to-do Americans.  Prices for new cars don’t appear to be going down either, as manufacturing innovations are being offset with increased electrical and computing complexity.  Even the simplest of modern cars contains hundreds of individual systems, and this all adds […]

Auto Loans for Unemployed People – Can You Finance a Car Without a Job?

Posted November 21, 2013 by

There are two main categories of people who have difficulty financing cars and submitting paperwork to back up earnings claims.  The first category, self-employed individuals, can generally use tax documents such as the 1099-K to demonstrate their income and qualify for a loan.  The second category, unemployed people, has trouble showing banks that they will […]