Getting a car loan doesn't have to be a nightmare, even with bad credit.

Best Used Cars Under 10k in March 2014

Posted March 27, 2014 by

Buying a used car is a great way to acquire a solid, previously owned model at an excellent price. If you’re reading this article it’s probably because you may be interested in purchasing a previously owned vehicle. This is our hands down best pick of cars for the month of March. These provide the best […]

Tesla Hits the Top of the Market for 2014 According to Consumer Reports

Posted March 19, 2014 by

2013 and 2014 have been two big years for the electric car company Tesla. Consumer Reports has just announced that the top pick for the year on a new vehicle is the Tesla Model S. Here’s a quote of their testing requirements: “Test performance. Each must rank at or near the top of its class […]

Filing Tax Returns to get the Most out of Auto Financing with Bad credit

Posted March 18, 2014 by

A lot of people have been asking us how they should file for their tax returns. Assuming that a jointly filed tax return is the best way to go is not always correct. In fact, in many situations it might be better to file separately to get the most out of your annual return. In […]

Bad Credit Auto Financing Rates Could Skyrocket in 2014

Posted March 17, 2014 by

Auto financing with bad credit could come to a screeching halt after three years of national lenders passing out loans to people with sketchy credit histories. The original intent was for the government to help car manufacturers increase production by allowing more people with low credit scores to qualify for a car loan or refinance.  […]

2014’s Most Fuel Efficient Cars

Posted February 10, 2014 by

Economic trends come and go; stock prices rise and plummet; the cost of gas is constantly changing. Year after year, it’s difficult to predict anything from a financial standpoint, even with a carefully balanced budget. So…what’s one thing that never changes? The consumer’s willingness to save money. Your willingness to save money. In the spirit […]

Common Auto Loan Myths

Posted February 8, 2014 by

The Complete Auto Loans blog has discussed auto loan myths and misconceptions many times in the past. However, an article from Billings Federal Credit Union recently caught our eye. Short, concise, and very informative, the article is a wonderful resource for auto loan seekers that may have been misinformed in the past. “Perfect credit” is […]

News from the Consumer Financial Protection Bureau Auto Finance Forum

Posted January 24, 2014 by

Automobiles are part of the American way of life.  Whether you use your automobile for recreation or for work, it is nearly impossible to get around the United States without one.  Unfortunately, millions of Americans are de facto denied the ability to get an automobile because of lending practices that have become pervasive in the […]

Finding your “real” Interest Rate – Inflation and Auto Loans

Posted January 22, 2014 by

When you take out an auto loan, the interest rate that you are quoted by the lender is actually not the only number that you should consider when you start to figure out your payments.  The financial impact of your car purchase is virtually guaranteed to be smaller than it initially appears, thanks to a […]

Credit Score Maintenance – How to Keep a Good Credit Score for your Auto Loans

Posted January 21, 2014 by

As we have mentioned in several blog posts before, your credit score is a very important piece of information for lenders to utilize when you are applying for a loan.  However, your credit score continues to be important even after you have secured your loan, so you should take steps to maintain a high credit […]

CAL Can I Get an Auto Loan if I’ve Only Been Employed for a Short Time?

Posted January 14, 2014 by

IF you switch jobs frequently, or if you have gone through a bout of unemployment prior to your current position, you know that auto lenders tend to look critically on a job history with less than a full year of constant employment.  For lenders, a steady job of a year or more suggests stability, and […]