Getting a car loan doesn't have to be a nightmare, even with bad credit.

Avoid These Top Car Buying Scams or Lose $1000’s!

Last Updated March 24, 2018 by

You’ve needed a car for a long time for work, and after researching several auto lenders, you finally have the money you need to make a purchase. Your budget isn’t large – you’re not going to be buying a brand new car. Why pay full price for something that loses half of its value as […]

How to Buy a Car With Low Monthly Car Payments

Last Updated March 22, 2018 by

When determining the amount of your monthly auto loan payment, several key facts are taken into consideration during the calculation process. Bad credit can, in fact, affect the amount of your auto loan’s monthly payment. Some of the key facts taken into consideration are the interest rate that you’re eligible for, down payment, trade-in value, […]

What is Loan “Amortization” and how does it work?

Last Updated December 23, 2013 by

When you go into a dealership, some confusing terms get thrown around regarding your financing arrangement.  Your loan has both a principle and an interest rate, and the two are combined to produce something called an amortization schedule.  Amortization is the process of paying off a loan through pre-arranged payments over time, with the payments […]