Getting a car loan doesn't have to be a nightmare, even with bad credit.

The Best (and worst) Times to Buy a Car in 2017

Posted October 25, 2017 by

It is a well-known fact of car shopping that certain times are better to shop for cars than others.  When you go to a dealership at the right time, you can take advantage of year end deals, monthly clearances, and a host of other incentives that salespeople are trying to meet.  Going into the dealership […]

Car Loans for Bad Credit and Low Income Borrowers

Posted March 31, 2014 by

Are you worried about being able to get approved for a car loan due to poor credit or a bad credit history? While you should take your financial history into consideration when looking for a car loan, you really don’t’ have to worry too much about your credit. The good news is there are always […]

CAL Getting New Cars at a Discount from a Dealership

Posted January 14, 2014 by

Did you know that it is possible to get brand new cars at dealerships for less than their factory invoices?  It’s true – many dealerships have secret markdowns on some cars that make it possible to get brand new cars for under their retail value, even at a loss for the individual dealerships.  There are […]

Paperwork Required for your First Auto Loan

Posted December 27, 2013 by

While car dealerships are quick to advertise their “same day” financing and their great introductory rates, they aren’t as quick to notify consumers of the huge quantity of paperwork that is required before a loan can be successfully processed.  Even if you have been pre-approved by a dealership for a particular loan rate, they still […]

What are Auto Title Loans?

Posted December 23, 2013 by

For many Americans, their cars are the most valuable asset that they own.  After you have paid off your car loan, you may run into some sort of unforeseen financial situation where you require a loan but have few options due to your credit situation or lack of employment history.  Auto title loans provide a […]

Top Five Traits of a Good Car Dealership

Posted November 26, 2013 by

Car dealerships are a dime a dozen in the United States, popping up along major highways and clustering together like weeds.  It almost seems like there are more car dealerships than drivers to use them, and with great numbers comes great inconsistency of service. We’ve taken great pains to save you tons of time and […]

Saving up for your First Car

Posted November 18, 2013 by

The price tag of most new and used automobiles can seem daunting.  Even a used car, especially a reliable one without mechanical or cosmetic faults, can easily cost $10,000 or more.  For first time car buyers, the process of purchasing a car might seem impossible.  How do you save up for a purchase of this […]

Trade-In Vs. Private Sale: What to do with your old car?

Posted November 16, 2013 by

So it’s time to trade in your trusty used automobile for a newer ride.  You take your used car to the dealer, but they only offer you a fraction of what you think it is worth.  Is it worth it to look at trade-ins, or would you be better off trying to sell your car […]

Should You Cosign for Someone’s Auto Loan?

Posted November 14, 2013 by

The decision to cosign for a loan is not to be taken lightly.  Like many other financial decisions, cosigning for a friend or family member’s loan can affect your credit and your financial well-being for years to come.  If you approach cosigning from a purely self-interested standpoint, it is almost never appropriate to sacrifice your […]

Getting more Money for your Trade In

Posted November 5, 2013 by

Getting the most for your trade-in is one of the most important factors that will decide where you shop for a new car.  Your used automobile is still a valuable asset, and getting a fair price from the dealer will help you afford a nicer new car and better loan terms.  Just as you would […]