Getting a car loan doesn't have to be a nightmare, even with bad credit.

How to Obtain Bad Credit Auto Loans in Oakland, CA

Getting an Auto Loan with Bad Credit In Oakland, CA

As one of the largest cities in the East Bay of the San Francisco Bay, Oakland is a versatile metropole. It offers its people a huge variety of opportunities from both an educational and professional point of view. And, that’s not to mention the beautiful and green neighborhoods that surround it. With this in mind, having a car can be very handy. But, with the price of cars skyrocketing, you may find that your only option is a bad credit auto loan.

Because finding a car loan with bad credit can be very challenging, we’re here to help. At we provide you with the resources you need to learn everything you need to know in order to take out the best loan possible. Not only this, we pride ourselves in matching borrowers with lenders that offer the best and fairest rates in the industry.

Bad Credit Auto Loans in Oakland CA

Are There Any Fees?

We know that choosing the right loan can be very challenging and stressful, which is why we don’t aim to make money from your misfortune. All the resources and tools we provide are completely free of charge. In fact, even if you get a bad credit auto loan through our platform, we will not charge you a cent. Our free online application tool is designed to help you find the best auto loan in Oakland, no matter what your credit history may look like.

Auto Loan Amounts and Rates

When establishing the amount of money that you need to borrow, you need to keep more than just the price tag of the car in mind. Bad credit auto loans come with a variety of fees and interest rates. Your loan calculations should include the price of the car you’d like to buy as well as all the rates and fees that the car dealership and lender charge. By doing your calculations correctly you will be sure to get a loan that is realistic and that you can pay back in a timely manner.

Improving Your Credit Score

When lenders consider you for a loan, the first factor they look at is your credit score. If you have little to no credit then improving it could be your best option if you want to take out a loan successfully. You can do so over a space of time by ensuring that all your bills are paid in full and on time. You’ll also get the chance to save up some extra cash for a down payment, which will help you reduce the size of the loan you need.

While the best option is to save money and improve your credit rating, you may find that you need a car quickly in order to get to and from work or college. If this is the case, you could use the bad credit auto loan to increase your credit rating by making all your payments according to your loan terms. Best of all, you may find that by making your payments in a timely manner, your lender will allow you to refinance your loan to one with more favorable terms.

About Oakland, CA

In the past few years, Oakland has become increasingly popular as a tourist destination in the California area. Also known as Oak Town, the city has the highest concentration of artists in the entirety of the United States and is home to a huge variety of independent art venues. Oak Town is also renowned for its expansive culinary options including a variety of restaurants and markets. Thanks to the Oakland’s ethnically diverse population, it is home to some of the best international styles of food including French, Asian, Iberian, Hispanic, and African American fusions.

Best Used Car Dealerships in Oakland, CA

In order to get a car loan that won’t take you a lifetime to pay back, you may find that opting for a used vehicle could be your best option. That being said, it is important that you opt for a used car dealership that is reputable. To help you choose the right one, we’ve compiled this list of the best used car dealerships in the city:

  1. Bay Area Motors
  2. Ion Cars
  3. Buggy Bank
  4. S&R Motors
  5. Diamond Auto Sales
  6. Berkeley Bobs
  7. European Auto Center
  8. Fast Trax Auto
  9. Classic Cars West
  10. Platinum Motors

Most Popular Cars in Oakland, CA

With so much to do and visit in Oak Town, it is no surprise that the majority of residents own cars that make cruising around and seeing the sites that little bit easier. Here are some of the most popular and affordable cars in the Oakland area today:

  1. KIA Soul
  2. Honda CR-V
  3. Toyota Corolla
  4. Nissan Sentra
  5. Chevrolet Impala
  6. Dodge Ram
  7. Acura Integra
  8. Nissan Altima
  9. Mitsubishi Outlander
  10. Honda Accord

Getting Approval for a Bad Credit Auto Loan

When applying for a bad credit auto loan, you need to make sure that you know all the facts. While the process can be very time consuming, it could be the difference between taking out a loan that can help you achieve your goals and one that could put you in more debt. By using our free resources you could learn more about how to get an auto loan from a fair lender with favorable rates.